How will insurance protect you in case of an accident?
If your train catches fire during the journey, then insurance is given by the railway to help the passengers. But you get this insurance only if you have followed the rules. Whenever you book your ticket, an insurance is given by the railway. However, this insurance given by the railway is not mandatory. But if you take the insurance given by the railway, then you have to pay 35 paise. Its benefit is available in any railway accident.
These passengers will get benefit
But this insurance is available only to passengers with confirmed, RSC and partially confirmed tickets. After buying the insurance, the passengers are informed about it by the insurance company through SMS and registered mail ID. After receiving the message from the company, the passengers have to fill in their and nomination details. If no nomination is filled, then the legal heir gets the compensation amount. Let us tell you that compensation is given to the victim in case of death and injury in a train accident.
The injured will get Rs 2 lakh
Let us tell you that under this insurance, passengers are given compensation on the basis of different claims. In this insurance, compensation of Rs. 10 lakhs is given on death, Rs. 10 lakhs on permanent total disability, Rs. 7.5 lakhs on permanent partial disability and Rs. 2 lakhs on injury.
If your belongings are stolen, this is how you can lodge a complaint
If your luggage gets stolen while traveling in a train, you can lodge a complaint with the railways. Let us tell you that if your luggage gets stolen while traveling in a train and you lodge a complaint and even after that you do not get your luggage back, the railways will give you compensation.
How to complain?
If you are traveling by train and your luggage gets stolen, you have to contact the train conductor, coach attendant, guard or GRP escort. They will give you a form, which you have to fill and submit. As soon as you fill and submit this form, it is sent to the police station for action. Along with this, if you want to complete your journey, you can complete your journey by registering your complaint at any RPF police post of the railway. Let us tell you that according to the rules of Indian Railways, the goods stolen during the journey in the train are compensated by the railway. The railway counts the luggage and compensates it.
